Regulatory notice management. Fully agentic. Designed to scale from AP to ME.
Banks across AP+ME are receiving more regulatory notices — across more jurisdictions, formats, and languages — than their operations teams can handle at safe SLA compliance rates.
Mid-size financial institutions are drowning in regulatory notices — without the tools to respond at scale.
| Capability | Legacy Tools | Point Solutions | LEA by Crayon |
|---|---|---|---|
| Notice Ingestion & Triage | ✗ Manual | ⚠ Partial | ✓ Full AI |
| Response Drafting | ✗ Manual | ✗ None | ✓ AI-Generated |
| Regulatory Cross-referencing | ✗ None | ⚠ Limited | ✓ Live Updates |
| Workflow & Escalation | ⚠ Basic | ✗ None | ✓ Full Audit Trail |
| Analytics & Risk Dashboard | ✗ None | ⚠ Partial | ✓ Real-time |
LEANM combines active notice operations with a continuous intelligence layer — two modules that work together so banks never miss a deadline and never lose sight of what's coming next.
End-to-end workflow automation: classify → route → draft → CBS action. Each step logged, explainable, and auditable. Response time drops from days to minutes — with a full audit trail that satisfies any regulator, in any market.
20+ regulatory portals. Email. Court systems. PDFs. APIs. Any format, any language, any jurisdiction — unified inbox.
AI classifies notice type, urgency tier, responsible team, and SLA deadline in seconds. Zero manual triage.
Automated routing to the correct team, CBS system, and escalation path. Jurisdiction-aware. CBS-native.
AI drafts the compliance response. Benchmarks against peer SLAs. Approval gate before any action.
CBS action triggered directly: account freeze, garnishee, funds transfer. Full audit trail, regulator-ready in one click.
Notice Intelligence turns compliance cost into competitive advantage. It monitors all regulatory portals continuously, tracks the notice patterns your peers are receiving, and delivers actionable intelligence — so your board and ops team always know what's coming before it arrives.
Monitors 20+ regulatory portals continuously. Detects new notice types and enforcement patterns before they hit your inbox. Country-specific coverage across every AP+ME regulator.
Anonymised notice volume data by peer category. Benchmark your SLA performance vs. sector average. Identify if your institution is under elevated supervisory scrutiny.
Curated feed of regulatory changes, new circulars, and consultation papers by country. Auto-maps new regulations to your existing notice workflows. Deadline calendar across all markets.
Real-time dashboard for CCO, CTO, and Board. SLA performance vs. sector. Regulator-ready audit trail. One-click compliance certificate generation for any jurisdiction.
Live today in India · AP+ME pipeline sequenced to wave entry · Each feature accelerates a specific market closure
Every concern a CTO, CCO, or risk committee raises — we have answered it before it was asked.
LEANM plugs into what the bank already has. No rip-and-replace. No proprietary lock-in. CBS-to-cloud neutral.
Same agentic core · Different regulatory hooks, features, and buyer conversations by segment
| 🏦 Commercial Banks | ☪ Islamic Banks | 🏘 NBFCs & MFIs | 📈 Wealth & Asset Mgrs | 🏛 Asset Reconstruction Cos | |
|---|---|---|---|---|---|
| Markets | UAE·AUS·ID·TH·MY·PH·VN | UAE·KSA·Qatar·ID·MY | India + AP expansion | Singapore·HK·UAE DIFC | India·Indonesia·VN·BGD |
| Hook | SLA compliance + audit trail for regulator inspections | Sharia-compliant AI audit trail + AED 1B fine avoidance | SBR-tiered compliance + SARFAESI + CERT-In 6-hr window | MAS/SEBI notice mgmt + Notice Pulse competitive intel | NPA portfolio management + SARFAESI enforcement + ARC opportunity detection |
| Key Features | Multi-court jurisdiction routing SWIFT notice ingestion Board compliance dashboard Notice Pulse peer benchmarking |
Sharia-compliant decision log iMAL + T24 CBS integration Multi-emirate routing Arabic-language OCR + extraction |
SBR 4-tier rule engine SARFAESI / DRT tracker CERT-In 6-hour auto-response NBFC Ombudsman queue |
MAS/SEBI auto-routing Notice Pulse portfolio intel Client-level compliance tracking RegTech API for WealthTech stack |
NPA triage & asset classification SARFAESI notice automation Portfolio recovery tracking Stressed-asset investor alerts |
| Buyer | CTO + Chief Compliance Officer | Sharia Board + CCO + CTO | COO + Compliance Head | CTO + Chief Risk Officer | COO + IT Head |
| ARR Range | $2M–$8M | $2M–$5M | $0.5M–$2M | $0.5M–$3M | $1M–$4M |
▶ Live Demos — Click to Explore
Crayon Data has operated production-grade AI systems at HDFC Bank and ADIB for years. LEANM is the compliance agent built on — and deployed through — that same production platform.
India's largest private bank · CBS: Finacle · 8+ years
Abu Dhabi Islamic Bank · CBS: Temenos T24 · AI CoE
Mid-tier private bank, Kerala + national · CBS: Finacle
Tier-2 private bank · Redington: signed distributor
Every Crayon agent runs on the same infrastructure deployed at HDFC Bank and ADIB. Banks that start with LEANM can activate additional agents without a new vendor evaluation, security review, or CBS integration.
End-to-end KYC refresh and AML alert triage. AI-driven customer risk scoring and case management with team-review approval.
Automated controls testing, exception detection, and internal audit trail generation across banking ops workflows.
Automated generation of regulatory returns — RBI, SEBI, CBUAE, MAS, APRA — with validation and submission tracking.
Continuous monitoring of policy adherence across branches, products, and customer segments. Alert on breach before regulator does.
AI-assisted onboarding with document extraction, identity verification, and CBS provisioning. TAT days → minutes.
Automated drafting and review of credit agreements, facility letters, and security documentation against standard templates.
AI analyst for quarterly earnings calls, analyst reports, and investor communications — trained on banking financials.
Synthetic test data generation — anonymised, regulation-compliant, CBS-format compatible.
No incumbent owns this space. LEA enters with proven deployments, financial sector DNA, and a partner-first go-to-market.
| Dimension | Generic LegalTech | RegTech Startups | Big 4 Consulting | LEA by Crayon |
|---|---|---|---|---|
| Financial Sector Focus | ✗ Generic | ⚠ Limited | ⚠ Advisory only | ✓ Native |
| AI-Powered Responses | ✗ No | ⚠ Partial | ✗ No | ✓ Full AI drafting |
| Deployment Speed | 6–18 months | 3–6 months | 12+ months | ✓ 6 weeks |
| Multi-Segment Coverage | ✗ No | ✗ No | ⚠ Custom only | ✓ 4 segments live |
| Proven ROI | ✗ None | ⚠ Pilots only | ✗ None | ✓ HDFC 12×, ADIB 6× |
A predictable SaaS expansion model — from pilot to enterprise to platform distribution across McKinsey's global network.
A true co-sell motion — each partner contributes unique, non-replicable assets.
Already in production · Largest bank pipeline in Asia · The reference case that opens every other AP+ME market
UAE, Saudi Arabia, Qatar · $10M–$19M combined ARR · Crayon already has GCC presence · ADIB live as anchor reference
Indonesia · Thailand · Malaysia · Philippines · Vietnam · $10M–$22M combined ARR across Waves 2–4
Two of the world's most sophisticated banking markets · Both at pivotal AI adoption moments · High ARR, strong McKinsey relationships
11 priority markets · 4 entry waves · $65M+ ARR by Year 3 · Sequenced around India proof points
| Wave | Markets & Targets | Timing | Hook | ARR |
|---|---|---|---|---|
| Wave 1 | 🇮🇳 India (live) · 🇦🇪 UAE · 🇦🇺 Australia | Now–Q3 2026 | HDFC live · AED 1B fine · AUSTRAC deadline | $8M–$16M |
| Wave 2 | 🇸🇦 Saudi Arabia · 🇮🇩 Indonesia · 🇶🇦 Qatar · 🇯🇵 Japan | Q2–Q4 2026 | Tanfeeth · POJK 12 · QCB · FSA AI mandate | $14M–$26M |
| Wave 3 | 🇹🇭 Thailand · 🇲🇾 Malaysia · 🇸🇬 Singapore (MAS) | Q3–Q4 2026 | 12-hr TCSD · NSRC 997 · MAS Notice 626 | $4M–$8M |
| Wave 4 | 🇵🇭 Philippines · 🇻🇳 Vietnam · 🇧🇩 Bangladesh · 🇱🇰 Sri Lanka | 2027 | AMLC 20-day · SBV 86M accounts · BFIU | $5.5M–$12M |
| Total Opportunity | $31.5M–$62M Year 3 · $65M–$130M by Year 5 | |||
Three specific asks · Clear McKinsey value on each · A joint narrative McKinsey can own and publish
Warm introductions to McKinsey FS practice clients in UAE (FAB, Emirates NBD), Australia (CBA, NAB, ANZ, Westpac), Indonesia (BCA, BRI, Mandiri), Japan (MUFG, SMBC, Mizuho via kAIgentic), and India (HDFC, SBI pipeline).
McKinsey validates LEANM at the CXO level — converting a 6-month sales cycle to 6 weeks. McKinsey receives placement advisory credit. No cost to McKinsey.
Joint McKinsey–Crayon publication: "Agentic AI for AP+ME Banking Compliance" — co-authored perspective featuring LEANM as the first live AP+ME deployment case study. Shared at McKinsey FS events.
McKinsey's FS practice is positioned as the region's leading advisor on the most deployment-ready AI use case in banking compliance in 2026.
Include LEANM AI in McKinsey's compliance transformation playbooks for AP+ME FS engagements. Co-sell LEANM as the operational AI layer alongside McKinsey strategy consulting.
Creates a recurring, McKinsey-sourced enterprise deal pipeline. Revenue share arrangement on McKinsey-originated LEANM contracts. Deepens McKinsey's AI-native toolkit for AP+ME.
A structured 90-day path from first meeting to live deployment with a McKinsey flagship client.
McKinsey identifies 2–3 target clients from existing relationships. Crayon briefs McKinsey team on LEA platform capabilities, integration patterns, and pricing model.
Joint pitch to first McKinsey client. Crayon provides technical demo, McKinsey frames transformation business case. Sign pilot agreement targeting $15K–$40K MRR.
6-week LEA deployment. McKinsey oversees change management. Measure KPIs, document case study. Begin expansion conversations to adjacent teams and group entities.
Let's start with one introduction in Wave 1
CXO access at every target bank in UAE, Australia, Japan, Indonesia, and India. LEANM has the product, the production proof, and the regulatory precision.
AUSTRAC March 2026. CBUAE law live. POJK Indonesia. FSA Japan AI paper. This is a 12-month first-mover window that won't repeat itself.
McKinsey published the agentic AI banking thesis. LEANM is the live deployment — at HDFC and ADIB — today. A joint case study is the most powerful go-to-market tool either party has.
$65M+ ARR opportunity across 11 markets. McKinsey-sourced deals get commercial benefit. This becomes a repeatable AP+ME FS playbook for years.